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Privacy Policy of Stanley Capital Mortgage Company,
Inc.
Welcome to Stanley Capital Mortgage Company, Inc. Below
you'll find our privacy policy regarding any personal information you may
supply to us. Our goal is to protect your information on the Internet in
the same way that we protect it in all the other ways we interact with you
in the mail and on the phone. Personal information includes all of the personally-identifying
information you provide us. You may give us personal information when you
apply for a loan or other services; when you use any of our online planners
or financial tools; or when you send us an e-mail. On-line Personal Information
This section describes the circumstances under which we may receive personal
information online. When you apply online for products or services, you
will be asked for personal information. When you apply online with Stanley
Capital, we, as well as our business partners who help us provide these
services to you, will have access to your personal information. Your information
may be retained by Stanley Capital and/or our business partners who help
deliver the product or service requested. Also, in order to respond to any
e-mail you send us, we will retain the content of your e-mail and your e-mail
address. Privacy Policy This section describes how we safeguard the privacy
of our customers on-line and throughout our businesses.
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Recognition of a Customer's Expectation of Privacy Stanley Capital
recognizes and respects the privacy expectations of its customers
and will take the steps necessary to protect the privacy of the
information shared with Stanley Capital.
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Use, Collection and Retention of Customer Information Stanley Capital
collects, retains and uses information about individual customers
only where Stanley Capital reasonably believes it would be useful
(and allowed by law) in administering Stanley Capital's business
and to provide products, services and other opportunities to its
customers.
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Maintenance of Accurate Information Stanley Capital has established
procedures so that a customer's financial information is accurate,
current and complete in accordance with reasonable commercial standards.
Stanley Capital also responds to requests to correct inaccurate
information in a timely manner.
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Limiting Employee Access to Information Stanley Capital limits employee
access to personally identifiable information to those with a business
reason for knowing such information. Stanley Capital educates its
employees so that they will understand the importance of confidentiality
and customer privacy. Stanley Capital also takes appropriate disciplinary
measures to enforce employee privacy responsibilities.
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Protection of Information via Established Security Procedures Stanley
Capital maintains appropriate security standards and procedures
regarding unauthorized access to customer information.
- Restrictions on the Disclosure of Account Information Stanley Capital
does not reveal specific information about customer accounts or other
personally identified data to unaffiliated third parties for their independent
use, except for the exchange of information with reputable credit reporting
agencies to maximize the accuracy and security of such information or
in the performance of bona fide corporate due diligence, unless 1) the
information is provided to help complete a customer initiated transaction;
2) the customer requests it; 3) the disclosure is required or allowed
by law; or, 4) the customer has been informed about the possibility
of such disclosure for marketing or similar purposes through a prior
communication.
- Maintaining Customer Privacy in Business Relationships with Third
Parties If personally identifiable customer information is provided
to a third party, Stanley Capital insists that the third party adhere
to strict privacy guidelines that provide for keeping such information
confidential.
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