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Legal Notice Terms and Conditions of Use

  1. GENERAL DISCLAIMER: NEITHER STANLEY CAPITAL MORTGAGE COMPANY, INC., "STANLEY CAPITAL" ITS EMPLOYEES, AGENTS, SUCCESSORS, AND/OR ASSIGNS, MAKE ANY WARRANTIES, EXPRESS OR IMPLIED, INCLUDING THE WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR ASSUME ANY LEGAL LIABILITY OR RESPONSIBILITY FOR THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY INFORMATION CONTAINED AT THIS WEB SITE (INCLUDING THE PAYMENT AND SAVINGS CALCULATORS) OR REPRESENT THAT USE OF THIS INFORMATION WOULD NOT INFRINGE OTHER THIRD PARTY RIGHTS. FURTHER STANLEY CAPITAL SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, OR INCONSEQUENTIAL DAMAGES TO THE USER, OR THIRD PARTY ARISING FROM USE OF THIS WEB SITE.
  2. Hold Harmless: In providing this information, STANLEY CAPITAL does not assume any liability as a result of the use or misuse of the information. By your use of this information, you recognize and agree to hold STANLEY CAPITAL harmless from any liability as a result of your use or misuse of this information, materials, products or services listed at this web site.
  3. Copyright, Trademark or Service Mark Infringement: STANLEY CAPITAL is the owner and/or authorized user of any trademark, registered mark and/or service mark appearing at this web site, and is the copyright owner of the site including but not limited to any screens appearing at the site. While you are free to download and save a copy of any of the screens for your own personal and noncommercial use, you may not reproduce any of these copyrighted screens, trademarks or service marks on your own computer for distribution to any other person. STANLEY CAPITAL maintains a copyright of each of the screens and a license to use any trademarks on its web site.
  4. Change of Information at Web site: STANLEY CAPITAL reserves the right to change any information at this Web Site including but not limited to revising and or deleting loan products or loan related information without prior notice.
  5. Web site Information is Not a Loan Offering: The user is further advised that unless otherwise stated to the user, nothing contained in this Web Site is an offer, promise, or otherwise, either to make a specific loan or that STANLEY CAPITAL will make any kind of loan for any purpose on any specific terms. All loan related decisions are made by STANLEY CAPITAL in the course of its normal business and any applicable loan offerings are made to qualified applicants in separate loan documents which are required by applicable federal and state law of the United States of America.
  6. Geographic Restriction: Loans may only be made to properties located in the United States of America. STANLEY CAPITAL is not licensed or authorized to make any loans outside of the United States of America and by this web site does not attempt to do so. STANLEY CAPITAL reserves the right to discontinue loan products in any specific state. STANLEY CAPITAL is currently licensed to make loans in the following states: New Jersey and Florida. Registered mortgage broker, New York State Banking Department, loans arranged through third party sources. Furthermore it is not licensed or authorized to make any loans outside the United States of America and by this web site does not attempt to do so.
  7. Confidentiality of Electronic Transmissions: The user is cautioned that transactions over the Internet may not be confidential and may be subject to unauthorized interception by third parties. Accordingly before any information is provided to STANLEY CAPITAL, the user should understand that STANLEY CAPITAL assumes no liability or responsibility should the user's confidential information be intercepted and subsequently used by an unintended recipient. As an alternative the user may call a STANLEY CAPITAL representative at 1-877-2STANLEY for assistance or further information.
  8. Linking to Other Web Sites: Clicking on certain links within this web site might take you to other non related web sites for which STANLEY CAPITAL assumes no responsibility of any kind for the content or otherwise. Access to any other web sites linked to STANLEY CAPITAL site is at the user's risk.
  9. Home Mortgage Disclosure Act Notice: The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications: race, gender and income of applicants and borrowers: and information about loan approvals and denials. Inquire at this website regarding the locations where HMDA data may be inspected.