30 Year Fixed Rate: 4.875% | APR: 4.894%
apply-online-nowToday's 30yr Fixed Rate as of 04/28/2010 9:00AM.
All rates are based on several assumptions. Please see below:

Assumptions

Mortgage rates change often and are based on an array of factors. The rates, points and APRs shown were based on the following assumptions:

  • Conforming loan amount of $400,000
  • Single family residence
  • Purchase loan
  • 1 Discount points
  • Down payment of 20%
  • Rate lock period of 45 days
  • Borrower profile with excellent credit score of 720 or better
  • Application online or by phone through the Stanley Capital Online Center (If you choose to work with a local Stanley Capital loan officer, rates may vary.)

These assumptions are subject to change without notice. Rate, points and APR may be adjusted based on several factors including, but not limited to, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply. The APR is based on interest rate and points only and does not take into account other loan specific finance charges you might be required to pay.